A-PLAN Consumer Advocacy Group
The Shuttering Truths That Will Blow Your Mind
Truth 1: 92% Of Foreclosures Go Uncontested, but 8% DO NOT
Truth 2: 92% of Homeowners have their Houses STOLEN from them because they were NOT DILIGENT in Their Search for Truths
Truth 3: 92% Relied On Banks And Government For a BAIL OUT and DID NOT know that Loan Modifications Are ILLEGAL
Truth 4: 92% Did Not Know That The Banks DO NOT OWN The Note of the Mortgage, So They CAN NOT Modify Properly Something They DO NOT Own
Truth 5: 92% Were Either Turned Down For a Loan Modification or the Ones that Did Get One fell BEHING AGAIN within 6 Months
Truth 6: 92% DID NOT Know That A Lot of The Mortgage Loans In The Last Decade were ILLEGAL, As Well As The Process, Closing, Servicing, Sale Of The Loan, and Foreclosure Process
Truth 7: 92% DID NOT Know Short Sales CAN BE ILLEGAL
Truth 8: 92% Will IGNORE these TRUTHS, will not be DILIGENT or PROACTIVE and will have their Homes Stolen From Them through FORECLOSURE
Truth 9: 92% Will SHRED or THROW AWAY This NOTICE, Along with Their Equity, Asset and Lifestyle
Truth 10: 8% Will take ACTION, Grab The Bull By The Horns, Do their Research, Come To Terms With Reality And What is REALLY Going On
Truth 11: 8% Will Stand Up And DEMAND FAIR ECONOMIC JUSTICE, And CLAIM as Theirs What The Financial System Is Trying To STEAL From Them, THEIR HOME
Truth 12: 8% Will Be DILIGENT, Search For The TRUTHS, Will Not Wait For a BAIL OUT From Government Or Banks, DARE TO FIGHT And Keep Their AMERICAN DREAM
No Matter How Many Programs and Opportunities
You are Presented with And No Matter How Hard You Try
To Save Your Home You Will Continue To Fail
Without Learning THE SYSTEM OF SELF
* Put Yourself In Control
* Put Yourself In a PROACTIVE ROLE
* Put Yourself In a DILIGENT Mind Frame
* Put Yourself In a DARE TO FIGHT Mode
* Put Yourself In a position to accept God’s Divine Plan of wealth and Home Ownership
It Is God’s PLAN for you to receive This Notice so that you may DISCOVER The Truths And CHANGE The Rest Of Your Life
There is No substitute for truth
The Truth Exists In Abundance
But The DEMAND For It Is Scarce
GROWTH COMES THROUGH CHANGE
WHAT People Don’t Know is Costing Them
Their Very Lives And They Are Walking
Away From Equity, Asset And Lifestyle
HOW DOES IT FEEL TO CONSTANTLY WONDER WHEN THEY ARE GOING TO CALL OR STICK THE SHERIFF’S SALE NOTICE ON YOUR DOOR?
HOW DOES IT FEEL TO BE PETROFIED THAT ANY DAY NOW THEY WILL EVICT YOU FROM YOUR HOME?
My Challenge to you is, “which one are going to be.
The 92% or the 8%? Project BREAK-FREE Why? Because until a person loses the limiting mind of ego, they cannot experience life beyond what their negative egos will allow them to experience. God blessed me with finding the knowledge, helped me seek and find the wisdom to MIND CHANGE so that I may be TEN FEET TALL AND BULLET PROoF. So that I may Stand Up, Do a SELF EVALUATION; Change My Mind Set And DARE TO FIGHT BACK Against The Unfair Practices of The Financial System and Gain FAIR ECONOMIC JUSTICE. This is NOT Just about a Foreclosure Fight. This is About a MIND SHIFT. How do you like waking up knowing BIG BANK owns your present and future? I want to set folks up for a CHANGE I want to help folks RENEW their own vows into self WHY? Because the lesson is not what to do to fight your Foreclosure, but rather how to THINK while you do. Now step back from what I just said and see if you can locate the profound truth And isn’t also true that those who fail always fail and always quit and leave and don’t they pack up their failed minds and take their failure with them where ever they go? Yes that’s quite true. Therefore, the secret lies not in what to do, but more in how to think while you are doing it. 92% Will SHRED or THROW AWAY This NOTICE, Along with Their Equity, Asset and Lifestyle 8% Will take ACTION, Grab The Bull By The Horns, Do their Research, Come To Terms With Reality And What is REALLY Going On God has a plan for everyone! This is mine. To help the 8% CHANGE Their Lives To get my newsletter for continuous support and updates email me @ nikonj27@gmail.com with your full name and address.
HOMEOWNERS BEWARE
You may be a victim of fraud & not know it
“KNOWLEDGE IS POWER!”
IF YOU ARE ONE OF THESE HOMEOWNERS, ARE YOU PREPARED TO FIGHT?
Did you know 55% of loan modifications failed inside of 6 months
CONSUMER AWARENESS IS A MUST IN THESE DIFFICULT TIMES
In 2009, hundreds of thousands of homeowners will be in the position to turn the tables on the banks and demand fair treatment even owning their homes Free and Clear. The typical predatory lender may be in violation of dozens of statutes, regulations and common law contract principles supporting over 20 causes of action that just may save your home. The massive scheme to defraud homeowners is about to be brought to its knees. Lenders will be called upon to justify their predatory actions, produce the note or come to a settlement with the homeowners or in some cases let the property go.
This is a DAVID VS GOLIATH fight. The consumer is David and armed with the right knowledge, legal tools and strategies GOLIATH is about to be brought down to his knees. IF YOU HAVE BEEN TURNED DOWN FOR A LOAN MODIFICATION, OR HAVE GOTTEN ONE BUT YOU ARE BACK WHERE YOU STARTED FROM, you have been working with the wrong people. there’s NO QUALIFYING.
NO FINANCIALS REQUIRED. PERSONAL CREDIT IS NOT AN ISSUE. EMPLOYMENT IS NOT AN ISSUE. Property can be owner occupied, second home, vacation home, investment. THIS IS NOT A MODIFICATION
MODIFICATIONS DO NOT WORK STOP WAITTING FOR THE BANKS AND THE GOVERNMENT TO HELP YOU! TIME IS NOT ON YOUR SIDE! 95 % of foreclosures go uncontested because homeowners do not have the knowledge or the proper legal defense representation to fight back. A-PLAN is the only system to have overturned a sheriff’s sale In New Jersey and gotten the homeowner back in the house During the lending boom, most mortgages were flipped and sold to another lender or servicer or sliced up and sold to investors as securitized packages on Wall Street. In the rush to turn these over as fast as possible to make the most money, many of the new lenders did not get the proper paperwork to show they own the note and mortgage. This is the key to the produce the note strategy. Now, many lenders are moving to foreclose on homeowners, resulting in part from problems they created, and don’t have the proper paperwork to prove they have a right to foreclose. THE HARM If you don’t challenge your lender, the court will simply allow the foreclosure to proceed. It’s important to hold lenders accountable for their carelessness. This is the biggest asset in your life. It’s just a piece of paper to them, and one they likely either lost or destroyed. When you get a copy of the foreclosure suit, many lenders now automatically include a count to re-establish the note. It often reads like this: “…the Mortgage note has either been lost or destroyed and the Plaintiff is unable to state the manner in which this occurred.” In other words, they are admitting they don’t have the note that proves they have a right to foreclose. If the lender is allowed to proceed FIGHT FOR FAIRNESS This process is not intended to help you get your house for free. The primary goal is to delay the foreclosure and put pressure on the lender to negotiate. Despite all the hype about lenders wanting to help homeowners avoid foreclosure, most borrowers know that’s not the reality. Too many homeowners have experienced lender resistance to their efforts to work out a payment structure to keep them in their homes. Many lenders bear responsibility for these defaults, because they put borrowers into unfair loans using deceptive, hard-sell practices and then made the problem worse with predatory servicing. Most homeowners just want these lenders to give them reasonable terms on their mortgages, many of which were predatory to begin with. With the help of judges who see through these predatory practices, lenders will feel the pressure to work with borrowers to keep them in their homes. Don’t forget lenders made incredible amounts of money by using irresponsible practices to issue and service these loans. That greed led to the foreclosure crisis we’re in today. Allowing lenders to continue foreclosing on home after home, destroying our neighborhoods and our economy hurts us all. Because of this growing trend, more and more lenders are being exposed for their questionable business practices when foreclosing on homeowners they knowingly put in bad loans.
It does not matter if you are behind on your payments or not.
Identifing wrongful actions taken by the lenders is the key to fighting foreclosure. Then you can plan your foreclosure/legal defense.
The lender is so certain that you will accept the fact that you are in foreclosure and won't challenge their rights to foreclose on your home.
What homeowners are failing to realize is that even though you are late or behind on your mortgage payments, or whatever lender issues you may have, it does not mean the lender has the granted right to foreclose.
The lender will foreclose ONLY if the homeowner does not contest the foreclosure.
(80% of foreclosures go uncontested)
It is up to the homeowners to take action immediately, before or after a foreclosure notice has been issued.
More and more homeowners have realized that they must take matters into their own hands in order to effectively fight foreclosure.
For the first time ever, homeowners now have strong legal defenses to go up against their lenders and fight their foreclosure.
There are many cases already that have exposed many lenders who have tried to illegally foreclose on homeowners across the nation because the lender was not able to show that they owned the debt and therefore could not foreclose.
Your goal is to make certain the institution suing you, is in fact, the owner of the note. There is only one original note for your mortgage that has your signature on it. This is the document that proves you owe the debt.
without that proof,there is a possibility
another institution, which may have bought
your note along the way, will also try to collect the same debt from you again.
So, make it hard for your lender to take your home. Make ‘em produce the note!
LEGAL DISCLAIMER
The information, reporting, and commentary contained in This web site are intended solely to provide general information on The Foreclosure, Home Equity Theft issues occurring throughout the United States and are based on information sources deemed reliable by A-PLAN. The information posted on this site are presented as general research, information and personal opinions of A-PLAN and are expressly not intended, shall not constitute, and should not be regarded by anyone, as legal advice. No claims, promises or guarantees about the accuracy, completeness or adequacy of the information linked to or from this site are contained herein.
